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Family Expansion

Mike & Electra: Family Expansion

A two-kid Bay Area family making the upgrade work without sacrificing tuition or sanity.

Results are educational estimates based on the information you provided and publicly available data — not a prequalification, preapproval, or offer of credit. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice and subject to credit approval.

  • The real blended cost of money — not the scary headline rate.
  • How Bay Area buyers structure first + second to actually qualify.
  • What 20 minutes with a real plan looks like (no pitch, ever).
400+ Bay Area buyers educated
Mike and Electra had two kids, one tuition bill, and a mortgage quote that made them freeze. Here's the breakdown we ran — and the move they made three months later.

Want the real-number breakdown for your family?

Twenty minutes. Bring your numbers. We'll map mortgage, taxes, and tuition together. No pitch.

September 2026

Results are educational estimates based on the information you provided and publicly available data — not a prequalification, preapproval, or offer of credit.

NMLS-licensed We never share your info 20-minute calls